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if you’re a numbers person and like to tinker around in excel, then these downloadable tools for retirement planning are going to be right up your alley. those toward the end are in fact intended for tax and financial planning professionals. also, all prices are current as of november 2019. the flexible retirement planner offers a free evaluation version for download on its website.
the planner then runs various simulations to account for differing investment outcomes, and it assesses your probability of achieving success, meaning that your money lasts for your lifetime. the site also offers a series of additional free spreadsheets for download under its tools section. unlike many of the free but generalized tools out there, simple planning provides a detailed tax calculator that allows you to model out a complete tax return. you’ll need a good working knowledge of excel to use these tools. cfs tax software offers calculation programs for tax professionals, but the pricing on their tax tools packages is reasonable enough ($199 a year) that those who do their own returns might be interested. located under the “chart for clients” vertical of the for cpas and for financial advisors sections, their topics range from a white paper on capital-gains harvesting to ira beneficiary trust bundle packages.
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